RATES RISE DRAMATICALLY AFTER THE ELECTION

As of this writing how about 37 BP in the 10-year market and 30 BP in the 20-year market? That should help, if they stay there or obviously go higher.  Reversion to the mean is the ever-present elephant in the room so let’s see what happens especially if the Fed makes a move in December.  

We believe that the following rates applied to the mortality scale MP-2016 will give you a pretty good indication of the price of a group annuity contract. Use the smaller rate for small contracts.