We hope all had a great holiday season and wish everyone a happy new year. At year-end we saw a slight fade in annuity rates of about 10 BP across the board. That’s not much considering all the “Bear” talk of an inverted yield curve and a stock market decline primarily based on the trade war. So yes, this could be a very turbulent year if those two predictions come true.

But it’s January 3, “why so serious?”

Sorry, I couldn’t resist.

We believe that the following rates applied to the mortality scale MP-2017 will give you a pretty good indication of the price of a group annuity contract. Use the smaller rate for small contracts.